Solution of Micro finances is a SAAS based financial platform specialized in micro-credit evaluation. It is built to help micro and small businesses with improving productivity and reducing risk rates. This solution helps in evaluating loans for micro and small businesses using INDE [1] methodology, which has a proven risk rate of less than 3%.
This solution uses artificial intelligence models to evaluate customers and allow easy integrations with third-party tools and core systems. The solution is highly customizable with scalable modules. This solution contains different modules, each of them is designed to carry out specific functionalities like credit approval, work-flow management, customer pre-evaluation, risk assessment, and reporting.
This module is a kind of form builder based on JSON and is built as the core functionality of the system. The system is designed in a manner that allows creating dynamic forms as per the need of the evolution process. Some of the main features of dynamic forms are:
The complete evaluation process is divided into multiple stages, depending upon the groups of users involved in the system.
The system generates several reports throughout the process indicating the credits of clients and this module is developed to represent these reports in the form of different types of graphs and charts. These graphs and charts represent: